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I really like the hat on this cover!
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Here's the bike I might end up getting: The Schwinn Cream.
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The bike shop I checked at won't be getting them in for another month which should give me enough time to save up. I found out Electra Bikes now sell skirt guards separately and they come in cream as well. The tire sizes are the same so they should fit.
School has been absolutely crazy as usual. I turned in my form for graduation this week so I guess it's official. Now if I can just get all my projects finished...